Save the planet, earn up to 3.00% APY
Up to 6% cash back on debit card purchases with Aspiration Plus³
Fund a tree planting with every roundup⁴
Unlimited fee-free withdrawals at over 55,000 ATMs (other account fees may apply)
Deposits are FDIC insured up to $1.25M per depositor †
Where you put your money matters
Big Banks are lending trillions to Big Oil. Keeping your money with financial institutions like Aspiration that don't fund fossil fuel exploration or production is one of the most impactful actions individuals can take in the fight against climate change. See an estimate of how much your money can make a difference.
$10,000
1.83
Keeping your money with Aspiration avoids this many tonnes of CO2e...
4,680
...which is equivalent to avoiding this many miles driven by a gas-powered vehicle.
Carbon avoidance estimates are based on Project Drawdown's “Saving (for) the Planet: The Climate Power of Personal Banking." See details below.⁸
Spend & Save Plans
Pay What Is Fair
no monthly mandatory fees**
$0.00/mo
$0.00/mo if you pay annually
APY on your savings every month you have $500 of qualifying debit card transactions terms and conditions apply.)
1.00%
3.00%
Access over 55,000 free in-network ATMs, with cash deposits at select locations (other account fees may apply)
Get paid up to 2 days early¹
10% of Pay What is Fair contributions donated to environmental nonprofits
Carbon offsets to reduce the climate impact of driving your car with Planet Protection⁵
One out-of-network ATM reimbursement monthly
Mastercard® Purchase Assurance provides coverage for items that are damaged or stolen within 90 days
Spend & Save Plans
Pay What Is Fair
no monthly mandatory fees**
APY on your savings every month you have $500 of qualifying debit card transactions terms and conditions apply.)
1.00%
Cash back on Green Marketplace purchases³
3%
Access over 55,000 free in-network ATMs, with cash deposits at select locations (other account fees may apply)
Get paid up to 2 days early¹
Option to fund planting a tree with every card swipe⁴
10% of Pay What is Fair contributions donated to environmental nonprofits
Carbon offsets to reduce the climate impact of driving your car with Planet Protection⁵
One out-of-network ATM reimbursement monthly
Mastercard® Purchase Assurance provides coverage for items that are damaged or stolen within 90 days
$0.00/mo
$0.00/mo if you pay annually
APY on your savings every month you have $500 of qualifying debit card transactions terms and conditions apply.)
3.00%
Cash back on Green Marketplace purchases³
6%
Access over 55,000 free in-network ATMs, with cash deposits at select locations (other account fees may apply)
Get paid up to 2 days early¹
Option to fund planting a tree with every card swipe⁴
10% of Pay What is Fair contributions donated to environmental nonprofits
Carbon offsets to reduce the climate impact of driving your car with Planet Protection⁵
One out-of-network ATM reimbursement monthly
Mastercard® Purchase Assurance provides coverage for items that are damaged or stolen within 90 days
Up to 3.00% APY. 100% fossil fuel-free.*
Keep your balance high and your deposits green while earning up to 3.00% APY interest each month you spend $500 on qualifying debit card purchases.²
Deposits are FDIC insured up to $1.25M per depositor†
*Aspiration’s Program Banks have formally committed that customer deposits will not be used for lending to oil and gas exploration, production or transportation, or coal mining. The Aspiration Save Account’s up to 3.00% Annual Percentage Yield (“APY”), is variable, subject to change, and only available to customers enrolled in Aspiration Plus after conditions are met. Customers not enrolled in Aspiration Plus receive 1.00% APY after conditions are met. Terms & FAQ.
Pay What is Fair
No monthly maintenance fees on standard accounts — just a model that puts you in control. Our customers can choose to make an optional contribution called ‘Pay What Is Fair’ (PWIF), 10% of which goes to environmental charities. You decide how much to pay us, even if it’s $0 - and you can change it at any time. For any extra services such as a wire transfer, Aspiration commits to "All Extra Services Provided at Cost," meaning that we'll only charge you what it costs us to provide the extra service, and not a penny more.⁷
ASPIRATION PLUS
Everything You Need in a Financial Partner
Pay Fewer ATM Fees
Get one out-of-network fee reimbursed per month plus free access to over 55,000+ ATMs. Other account fees may apply.
Boost Your Savings
Earn up to 3.00% APY interest on your Save Account. (Annual Percentage Yield is variable)²
Get a Planet-Friendly Debit Card
Use the new Aspiration debit card made from recycled plastic.
Give Back to Charity
We pledge to donate 10% of our PWIF proceeds to non-profits.⁷
Free Phone Protection
Get $600 in phone insurance when you pay your monthly phone bill with your Aspiration debit card.
All for less than $2 a week
Unlock the full suite of eco-friendly features for just $0.00/month.
What people are saying
These testimonials may not be representative of the experience of other customers, and are no guarantee of future performance or success.
You guys are honest and you care about your customers and the world.
Steven B.
Whitewater, WI
Great customer service! Great interest rate. Sustainability conscious. World conscious.
Spencer J.
Phoenix, AZ
Love the fact that you are helping the world and your customers. A win win situation.
Dawn B.
Tampa, FL
You guys are honest and you care about your customers and the world.
Steven B.
Whitewater, WI
Great customer service! Great interest rate. Sustainability conscious. World conscious.
Spencer J.
Phoenix, AZ
Love the fact that you are helping the world and your customers. A win win situation.
Dawn B.
Tampa, FL
Get Rewards for spending smarter
It’s a personal sustainability score—for your cash. See how the companies you spend with score on their treatment of employees and the environment, every time you log in to your account.
Earn extra cash back rewards for shopping smarter!
How to Get Started
Sign up for your Aspiration account and get the app.
Transfer money from your old bank to fund your account.
Use your digital card while we mail your physical card.